National Higher Education Fund (PTPTN)

Loan eligibility requirements

To receive this loan, students must:

  • Be a Malaysian citizen pursuing full-time undergraduate programme at Heriot-Watt University Malaysia (HWUM)
  • Be aged 45 and below
  • Not have a study duration of less than one (1) year upon application
  • Not be receiving any financial assistance from other bodies
  • Have a SSPN1M-1 account (account number should have 15 digits)
Fee allocation per year
Category/Field Science/Engineering (RM) Social Sciences (RM)
Parent with BRIM 14,030 13,600
Parent with combined income below RM8,000 10,520 10,200
Parent with combined income above RM8,001 7,010 6,800

Online Loan Application Process

  1. Purchase a PTPTN PIN number at BSN counter, or buy it online from PTPTN at RM5.
  2. Open an SSPN1M-1 15-digit account with a minimum savings amount of RM20.
  3. Provide a Maybank personal savings account number (required).

Documents to prepare

  • Printout of Agreement from PTPTN website
  • Copy of your undergraduate offer letter
  • 2 pieces of RM10 duty stamps from the post office

The University's Code: BR6

List of courses approved for PTPTN loans:

Social Sciences
Course Name  Code
MA (Hons) Accounting and Business Finance D3079
BBA (Hons) Business Administration D3077
MA (Hons) Business and Finance D3078
MA (Hons) International Business Management D3083
MA (Hons) Marketing D5741
MA (Hons) International Business Management with Enterprise D3084
MA (Hons) International Business Management with Human Resource Management D3085
MA (Hons) International Business Management with Marketing D3086
BSc (Hons) Psychology D3076
BSc (Hons) Psychology with Management D3074
Science/Engineering Courses
Course Name Code
BSc (Hons) Actuarial Science D3067
BEng (Hons) Civil Engineering D3068
BSc (Hons) Computing Science D5271
BSc (Hons) Construction Project Management D3069
BEng (Hons) Chemical Engineering D3070
BEng (Hons) Mechanical Engineering D3071
BEng (Hons) Electrical and Electronic Engineering D3072
BSc (Hons) Statistical Data Science D3184
BSc (Hons) Quantity Surveying D3075
MEng in Electrical and Electronic Engineering D3080
MEng in Civil Engineering D3081
MEng in Chemcial Engineering D3182
MEng in Mechanical Engineering D3181

Application Duration

1 September to 30 October
1 January to 28 February