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National Higher Education Fund (PTPTN)

Loan eligibility requirements

To receive this loan, students must:

  • Be a Malaysian citizen pursuing full-time undergraduate programme at Heriot-Watt University Malaysia (HWUM)
  • Be aged 45 and below
  • Not have a study duration of less than one (1) year upon application
  • Not be receiving any financial assistance from other bodies
  • Have a SSPN1M-1 account (account number should have 15 digits)
Fee allocation per year
Category/FieldScience/Engineering (RM)Social Sciences (RM)
Parent with BRIM14,03013,600
Parent with combined income below RM8,00010,52010,200
Parent with combined income above RM8,0017,0106,800

Online Loan Application Process

  1. Purchase a PTPTN PIN number at BSN counter, or buy it online from PTPTN at RM5.
  2. Open an SSPN1M-1 15-digit account with a minimum savings amount of RM20.
  3. Provide a Maybank personal savings account number (required).

Documents to prepare

  • Printout of Agreement from PTPTN website
  • Copy of your undergraduate offer letter
  • 2 pieces of RM10 duty stamps from the post office

The University's Code: BR6

List of courses approved for PTPTN loans.

Application Duration

1 September to 30 October 1 January to 28 February

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